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Weight Loss Surgery Financing

Weight loss surgery financing has become very popular over the last 10 years as the procedure has become very popular, yet remains very expensive. The procedure is generally done on those who are classified as morbidly obese. The goal is to reduce the size of the stomach with either a gastric band or by re-routing the small intestines to a small stomach pouch.

Weight loss surgical procedures can be traced back as far as the 1950s. Surgeons at the University of Minnesota performed a procedure commonly known today as gastric bypass. They induced a state of malabsorption by bypassing most of the intestines without disturbing the rest of the stomach. However, complications arose notable diarrhea, night blindness, Vitamin D deficiencies, kidney stones, and other minor ailments. Doctors were also concerned with a toxic overgrowth of bacteria in the bypassed intestine. This caused a host of other problems notable liver failure.

However, with increased research and the passage of time, the procedure has dramatically improved.

There are 2 classifications

Restriction Surgery – this is used to physically limit the amount of food the stomach can hold. Calorie limitations are strictly enforced going forward.

Malabsorption Surgery – this surgery is used to shorten or bypass part of the small intestine which reduces the amount of calories and nutrients the body absorbs.

4 Types

Roux-len-Y – Gastric Bypass

Laprascopic adjustable gastric banding (Lap Band)

Sleeve Gastrectomy –

Duodenal switch with biliopancreatic diversion

Who Performs Weight Loss Surgeries

A bariatric surgical doctor typically performs all weight loss surgical procedures. If morbid obesity is a function of low thyroid, often times it is, and endocrinologist will play a part in the process. Often times, a weight loss clinic will arrange a team of specialists to guide the patient through the process. Weight loss surgery is about more than weight loss.

A psychiatrist is consulted as often the patient is dealing with self esteem and self confidence problems as a result of excessive weight. The surgery is a life changing experience and dealing with the patient before and after surgery is considered extremely important.

A nutrionist is also employed as a strict diet is necessary after these surgeries which also is a major life style change for the patients. Often, bariatric clinic will employ all of these specialists in house so the patient has all the different medical resources they need in one place.

The procedures are not cheap. Many factors contribute to this. Sometimes, the physician is very good and can command premium prices for his services. Often times, there might be one surgeon in a large geographical area who can charge high rates simply due to supply and demand circumstances.

Prices can be as low as $12,000 or upwards of $35,000. Many industry sources peg the average at about $21,000. They rank as one of the most expensive elective procedures available. Only in exceptional cases would these be covered by a patient’s health insurance plan. Subsequently, weight loss surgery financing is a must for many.