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Cosmetic Surgery Loan

When searching for a cosmetic surgery loan, it is important to educate yourself on all aspects of the procedure. This would include how it started, where it has been and what the future holds. As technology advances and more and more procedures become non-invasive it is important to be fully knowledgeable. Ignoring this important part of the process can cost you more money and sacrifice safety.


Although cosmetic surgery may seem like a modern science procedure, it actually can be traced back to 2000 B.C. Documents have been uncovered from India dating back that far. Records also show procedures were being performed throughout the Middle East and across Europe. During the Roman Empire, cosmetic surgery was being performed on war wounds, such as damaged earlobes. Many innovations in this procedure have come about trying to heal wounds incurred on the battle field. Freed slaves also paid top dollar for scars and branding to be removed as this served as something of a scarlet letter, hampering their social mobility. The mind boggles at the thought of rhinoplasty and cataract surgery being performed way back before anesthesia.

In the 15th century, a German physician is believed to have performed what we now consider plastic surgery. He is believed to have pioneered a procedure whereby he constructed noses for people who did not have one. However, the church became uncomfortable with the growing popularity of the procedure. The institution believed that it was an affront to the Almighty and altering His will.

The industry became somewhat erratic and very dangerous after that as the industry struggled to incorporate all of the elements  such as anesthesia into the procedure and it cooled for some time. It wasn’t until the early 1900s that cosmetic surgery re-emerged as a common procedure. Many procedures, some significant breakthroughs, occurred as a result of war. World War I was the most prominent. Surgeons attempted to re-construct tissues and organs to wounded warriors. Facial reconstructions became popular as it allowed facial wounds to be amended and give soldiers a chance at a more comfortable life.

The industry found its organizational footing in 1931 with the formation of American Society of Plastic & Reconstructive Surgeons. Critical regulatory cosmetic procedures were put in place to increase safety for the patients.  The organization remains an important resource for those doing research on the myriad procedures available today.
As it stands today, the American Society of Plastic Surgeons classifies two broad fields of what we now refer to as Aesthetic surgery:

Reconstructive Surgery – (includes microsurgery) a procedure that is performed on abnormal structures of the body caused by congenital defects, developmental abnormalities, trauma, infection, tumors, or disease. Is generally performed to improve functions, but may also be done to approximate a normal appearance.


  • Tissue Expansion
  • Cleft lip and palate repair
  • Skin Cancer
  • Breast Reconstruction & Reduction
  • Hand surgery & scar revision


Cosmetic Surgery – unlike Reconstructive Surgery, this is typically an elective procedure usually done for more aesthetic reasons rather than repair an injured area. Some cosmetic procedures do however have medical benefits. An example of this would be a breast lift alleviating back pain. Examples:

  • Tummy tucks
  • Eyelid surgery
  • Breast augmentation and lift
  • Rhinoplasty
  • Liposuction

These procedures are not cheap and obtaining a cosmetic surgery loan is necessary for many people who seek it. As previously stated, doing homework and research ahead of time can save you money. Forewarned is forearmed.

The most popular procedures (in no particular order) are:

Linoplasty (Liposuction) – sometimes called body sculpting removed stubborn pockets of fat like saddlebags and “love handles” that don’t conform to your ideal body image. Average cost: $2,200.

Blepharoplasty (Eyelid Surgery) – re-shapes your eyelids. This is done to remove bagginess and tighten loose skin around the eyelids but doesn’t remove fine wrinkle lines. Average cost: $2,400.
Breast Augmentation – the surgical placement of implants to increase the fullness and projection of the breasts or to improve the symmetry of the breasts. Price range: $4,000-$10,000.
Rhinopasty (Nose Job) – improves the appearance and proportion of your nose enhancing facial harmony and self-confidence. May also be used to correct breathing problems caused by structural abnormalities. Average cost: $4,300.

If you are needing financing for any elective procedure or need additional funds to cover the cost of any medical procedure, click on the link below or call 918-994-2095 if you have any questions.